Estimate your 2026 Medicare Part B and Part D premiums, including any Income-Related Monthly Adjustment Amount (IRMAA) surcharge. Based on your 2024 MAGI (the two-year lookback CMS uses).
IRMAA adds a surcharge on top of your drug plan’s premium. Leave blank for the 2026 national average.
$0
Part B / month
$0
Part D / month
$0
Combined / month
| Component | Base | IRMAA surcharge | Total / month |
|---|---|---|---|
| Part B (medical) | $202.90 | $0.00 | $202.90 |
| Part D (drug) | $34.50 | $0.00 | $34.50 |
See the full 2026 bracket table for your filing status
This tool does not collect or transmit any information you enter. Uses the 2026 IRMAA brackets published by CMS. Your actual determination comes from the Social Security Administration based on your IRS-reported MAGI (generally your 2024 return for 2026). Life-changing events can be appealed via SSA Form SSA-44. Verify at medicare.gov or with SSA.
2026 figures: standard Part B premium $202.90/mo; IRMAA brackets based on 2024 MAGI, per CMS.